Updated 3 November 2026 (12 Aban 1405). Prices refresh every week. US dollar figures use the Tehran free-market rate of 275,000 tomans to the dollar. One toman is ten rials; here’s why Iranians use both.
Third-party insurance is compulsory for every vehicle in Iran. Premiums are set nationally each year by vehicle type, with discounts for years without a claim.
Passenger cars
| Vehicle or category |
Premium (tomans) or discount |
| Under four cylinders |
7,552,200 |
| Four cylinders: Paykan, Pride and Sepand |
8,944,000 |
| Other four-cylinder cars |
10,513,200 |
| Six cylinders and above |
11,766,500 |
Motorcycles
| Vehicle or category |
Premium (tomans) or discount |
| Scooter (automatic) |
1,875,000 |
| Geared motorcycle, one cylinder |
2,290,700 |
| Geared motorcycle, two cylinders or more |
2,516,200 |
| Manual with three wheel or side car |
2,706,300 |
Goods vehicles
| Vehicle or category |
Premium (tomans) or discount |
| Up to 1 tonne |
9,253,300 |
| 1 to 3 tonnes |
11,141,500 |
| 3 to 5 tonnes |
14,102,400 |
| 5 to 10 tonnes |
18,068,600 |
| 10 to 20 tonnes |
21,026,300 |
| Over 20 tonnes |
22,282,900 |
| Agricultural vehicles |
3,130,600 |
| Road-building and construction vehicles |
5,538,400 |
| Refuse trucks and street sweepers |
9,001,900 |
Public transport vehicles
| Vehicle or category |
Premium (tomans) or discount |
| Public car, 7 seats including driver |
21,657,800 |
| Public car, 9 seats including driver |
22,282,900 |
| Van, 10 seats including driver |
22,531,100 |
| Minibus, 16 seats including driver |
27,702,300 |
| Minibus, 21 seats including driver |
28,775,200 |
| Bus, 27 seats including driver and assistant |
42,429,800 |
| Bus, 40 seats including driver and assistant |
53,384,500 |
| Bus, 44 seats including driver and assistant |
56,654,700 |
No-claims discount by year
| Vehicle or category |
Premium (tomans) or discount |
| Year 2 |
5 % |
| Year 3 |
10 % |
| Year 4 |
15 % |
| Year 5 |
20 % |
| Year 6 |
25 % |
| Year 7 |
30 % |
| Year 8 |
35 % |
| Year 9 |
40 % |
| Year 10 |
45 % |
| Year 11 |
50 % |
| Year 12 |
55 % |
| Year 13 |
60 % |
| Year 14 |
65 % |
| Year 15 |
70 % |
Discount reduction by type and number of claims
| Vehicle or category |
Premium (tomans) or discount |
| One property-damage claim |
20% کاهش تخفیفات |
| One injury claim |
30% کاهش تخفیفات |
| Two property-damage claims |
30% کاهش تخفیفات |
| Two injury claims |
70% کاهش تخفیفات |
| Three property-damage claims |
40% کاهش تخفیفات |
| Three injury claims |
100% کاهش تخفیفات |
About these prices
Premiums are the official annual rates for the current Iranian year. Discount rows show the no-claims discount by year, or how much of it is lost after a claim.
Prices are compiled from Tehran market listings published by Iranjib, with the dollar rate from Alanchand. They are indicative: dealers and sellers may quote different figures, and prices in Iran can move sharply within a week.
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